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 So now that you are starting out with your business, you are going to want some nice, convenient portable forms of revolving credit.  However, before you get started on this road, there are some things that you have to know about business credit that apply to all business credit cards so that you are more capable of making a good decision.
The first thing to know is that all business cards appropriate their resources to people based primarily on their Paydex score.  The Paydex score is issued by Dun & Bradstreet, and it basically acts like a FICO score, but for businesses.  Paydex scores rate businesses on a scale of 0-100, with 75 being considered excellent, and are very important pieces of information for business credit lenders like credit cards.  The higher your Paydex score, the better the credit card you can apply for.
However, you should also know that there is more to your Paydex score than merely the timely repayment of loans and the repayment of merchants.  Paydex scores also place heavy emphasis on the profitability and long-term stability of your business, and very often you will find that business loans are secured by things that may seem to be invasive upon the managing members of the business, such as homeownership and the pledging of other major personal assets as collateral.
All business credit cards follow certain regulations and cannot allow their interest rates to exceed certain levels, but it is nevertheless a good idea to talk with the business credit cards and understand what exactly the policies are concerning their interest rates; you certainly do not want to be faced with an unfortunate situation where your credit card ups it interest without you knowing it!
And the last thing you need to know about credit cards is that all business credit cards offer some kind of reward, but often suger-coat the exact nature of these rewards.  You always want to understand all the terms, conditions and redeemability of the miles, points and cashback dollars that you are eligible for before you sign a contract with a business credit card.

This Business article was written by Mark Karavan on 3/24/2010