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In today’s rough and tumble economy, getting guaranteed credit approval business cards is not going to be the easiest thing in the world. Lenders everywhere are now following tighter regulations than they did several years ago, and credit is not quite as easy to come by. Luckily, for the business savvy, you will always find a good deal even if you do have bad credit.

On of the easiest ways to get guaranteed credit approval business cards is to apply for a secured credit card. Secured credit cards require the credit card user to hold a savings account as a security deposit for the creditor, and will be required to maintain a certain quantity in it, as well as allow the creditor to have access to its visibility. While this may sound like a high price to pay for business credit, it is an excellent way to build business credit, as few credit card issuers are willing to issue credit cards to new businesses without any kind of security.

Of course, the best way to get around this whole messy issue is to simply avoid the need for guaranteed credit approval business cards in the first place, which can be done by simply mending your credit. This is not quite as hard to do as some people think. To fix your credit, start by checking your credit profile (which you can do for free and at no harm to your credit through, make sure there are no errors in it, and figure out what precisely must be done to fix it. You can consolidate your debts through the help of a non-profit debt consolidation company (make sure you avoid for-profit companies and ones that solicit aggressively, as these are almost always scam artists), and start being thrifty and paying down your debts, prioritizing those with highest interest first. Once you get yourself out of debt, you can rebuild your personal credit by applying for some new credit cards, and paying them off responsibly.

Being debt free and having a solid credit foundation is key not only to the development of sound business structures, but also to the development of a clear and happier life.

This Business article was written by Mark Karavan on 1/12/2010